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Terms And Conditions

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Legal Terms and Conditions

We are an offline community as well as an online community who want to interact and share information in a virtual environment. We shall be used exclusively as a professional service for networking and information sharing among members and authenticated individual users in a collegial setting.  As such, users acknowledge the intended spirit and professional intent of Connect and agree to use it accordingly.

By accessing, viewing, or using us, you indicate that you understand and intend these Terms of Service, Code of Conduct and Privacy Guidelines to be the legal equivalent of a signed, written contract and equally binding, and that you accept such Terms of Service and agree to be legally bound by them. Please note that we reserve the right to change the Terms of Service under which we are extended to you.  Your continued use of our services following such modifications will be conclusively deemed acceptance by you of any changes to these Terms of Service.  We, in its sole discretion, reserves the right to terminate access to any of our users for any reason, with or without cause, including but not limited to a user’s failure to abide by the Terms of Service, or no longer qualifying to use our goods or service.

This Term of Service Agreement provides you with a personal, revocable, nonexclusive, non transferable licence to use us conditioned on your continued compliance with the Terms of Service and your membership in the authorised account holder granted by us.  As a condition of use of our goods or service, you warrant to us that you will not use our goods or services for any purpose that is unlawful or otherwise prohibited by these Terms of Service.

Chartered Finance Analyst

The Chartered Financial Analyst program is a postgraduate professional certification offered internationally by the American-based CFA Institute to investment and financial professionals. It has the highest level of global legal and regulatory recognition of finance-related qualifications

We accept no responsibility for the opinions and information posted or circulated by users.  We cannot warrant the accuracy of any information posted on our site.  We disclaim all warranties with regard to information circulated on our site. This disclaimer includes all warranties of merchantability and fitness.  In no event shall AOM be liable for any special, indirect or consequential damages, or any damages whatsoever resulting from loss of use, data or profits arising out of or in connection with the use or performance of any information posted on our site.  In no event are we liable for any damage to your computer system or business delays caused by computer viruses that may emerge from Connect.

We nor our officers, staff, or volunteers accept any responsibility for the content of the postings on site.  The content of all postings is solely the responsibility of the users.  We do not actively monitor our site for inappropriate or illegal postings, and do not, on its own, undertake editorial control of postings. However, we reserve the right to delete, move or edit any communications at any time, for any reason or in its discretion, but have no obligation to review or remove any such content.  In the event that any inappropriate or illegal posting is brought to our attention, AOM may exercise appropriate action.  AOM reserves the right to terminate access to any user who does not abide by these guidelines.

You agree not to use our site to post material that:

contains vulgar, profane, pornographic, abusive, racist or hateful language or expressions, epithets or slurs, text, photographs, videos or illustrations in poor taste, inflammatory attacks of a personal, racial, sexual, or religious nature;

is defamatory, threatening, disparaging, grossly inflammatory, false, misleading, fraudulent, inaccurate, unfair, contains gross exaggeration or unsubstantiated claims, violates the privacy rights of any third party, is unreasonably harmful or offensive to any individual or community;

violates any right of our organisation, its officers, directors, employees, members or any third party;

discriminates on the grounds of race, religion, national origin, gender, age, marital status, sexual orientation or disability, or refers to such matters in any manner prohibited by law;

violates or inappropriately encourages the violation of any municipal, state, federal or international law, rule, regulation or ordinance;

advertises, promotes or offers to trade any goods or services; encourages or facilitate members to arrive at any agreement that either expressly or impliedly leads to price fixing, a boycott of another's business, or other conduct intended to illegally restrict free trade; encourages or facilitates an agreement about the following subjects are inappropriate: prices, discounts, or terms or conditions of sale; salaries; profits, profit margins, or cost data; market shares, sales territories, or markets; allocation of customers or territories; or selection, rejection, or termination of customers or suppliers;

you do not have a right to make available under any law or under contractual or fiduciary relationships (such as inside information, proprietary and confidential information learned or disclosed as part of employment relationships or under nondisclosure agreements);

infringes any patent, trademark, trade secret, copyright or other proprietary rights of any party;

contains software viruses, spyware or any other computer code, files or programs that interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment; and/or

"stalks," “flames” or otherwise harasses another person or entity.

All content you post on our site, including but not limited to text, video, pictures, graphics and audio (“User Generated Content”) may be viewed and/or accessed by our users and is available for copying and downloading.  By posting User Generated Content, you warrant and represent that you own the intellectual property rights in and to such User Generated Content, including but not limited to copyrights, patents, trademarks and trade secrets (“Intellectual Property Rights”) or you have received permission from the owner(s) of the Intellectual Property Rights in and to such User Generated Content.  To the extent you claim Intellectual Property Rights to any User Generated Content, it shall be your responsibility to safeguard and enforce these rights should you not approve of any user’s copying or use of such User Generated Content.  Notwithstanding our obligations as a service provider under the Digital Millennium Copyright Act, you agree that we shall have no other obligation to enforce your Intellectual Property Rights to the User Generated Content.  You further agree that we shall not be liable for third party infringements of your Intellectual Property Rights to the User Generated Content.  For any User Generated Content, you hereby grant us a non-exclusive, sub-licensable, transferable, royalty-free and worldwide licence to use your User Generated Content in connection with Connect.  This licence shall terminate upon: (1) your deletion of the User Generated Content from Connect; or (2) your cessation as an authorised user of Connect and the deletion of your Connect account.     


The Digital Millennium Copyright Act of 1998 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under US copyright law.  We reserve the right to remove any material on our site which allegedly infringes another person’s copyright.  Notices to our organisation regarding any alleged copyright infringement on our site should be directed to: head of the organisation.


You agree to defend, indemnify, and hold harmless us and our directors, officers, employees, members, agents, successors, and assigns, from and against any and all claims, proceedings, damages, injuries, liabilities, losses, costs, and expenses (including reasonable attorneys’ fees and litigation expenses), relating to or arising from your use of website, any breach by you of the Terms of Service or Privacy Policy, or any other matter for which you are responsible hereunder or under law.


You acknowledge, consent and agree that we may access, preserve and disclose your account information and content if required to do so by law or in a good faith belief that such access preservation or disclosure is reasonably necessary to: (a) comply with legal process; (b) enforce the Terms of Service; (c) respond to claims that any content violates the rights of third parties; (d) respond to your requests for customer service; or (e) protect the rights, property or personal safety of us, our officers, directors, employers, agents, other users or the public.


Any disputes arising in connection with the Terms of Service and/or Privacy Policy shall be resolved by binding arbitration by a single arbitrator under the Law.  The award shall be enforceable in any court having jurisdiction thereof.  The validity, construction, and performance of the Terms of Service and Privacy Policy shall be construed in accordance with the laws . This Site is controlled and operated by our organisation from its offices.  We make no representation that materials on our site are appropriate or available for use in other locations, and access to them from territories where any of the contents of us are illegal or prohibited.  If you choose to access our site from other locations, you do so of your own volition and are responsible for compliance with any applicable local laws.


From time to time we may make changes to our Terms of Service and Privacy Policy. The forgoing policies are effective as of May 25, 2021.  We reserve the right to change this policy at any time, without notice. Accordingly, we recommend that you review these Terms of Service and Privacy Policy from time to time to stay abreast of any changes.